Victim Location 40258
Type of a scam Advance Fee Loan
I received an email saying I owed money for a parental pay day loan and since they haven’t been able to reach me (which no one ever had tried to) charges were going to be filed against me. I immediately contacted my lawyer and the courts about the email. I gave them the so called docket number the email provided for me. Nothing could be found. So I replied to the email telling them I didn’t owe anyone or ever heard of them. The next day I received another email from the debt collector business giving me a phone number and telling me they had 14 different types of technical evidence with my email social computer IP address and electric signature. I then called and left a message on the number they had provided me. I continued to call until I got a live person. I explained to him I have never received a loan I didn’t know the business they were representing and that I had contacted my attorney and the courts. He then advised me that he was no longer going to discuss anything more over the phone. He said he would send me the paperwork via email. After hanging up and waiting for 30 minutes I called back. He informed me that I would receive the paperwork in 2 days. I did tell him that I believed that this was a scam/fraud. Here are the emails I received along with my responses.***
AThis Legal Proceedings issued on your
Name:- ****** *******
Docket Number EVR-*******
one of Cash Advance Inc. Company. In order to notify you that after making calls to you on your phone number we were not able to get a hold over you.
We have sent you this warning notification about legal proceedings, but you failed to respond on time now it’s high time if you failed to respond in next 72 HOURS we would register this case in court. Considering this as a final
warning we will be Emailing/ Fax this issue to your current employer to make sure they take strict against you and your salary wages will be garnished to repay this debt.
Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you. Also we apologies that this notification will also sent to your current
You can Email back to get the payment mode too.
Charges pressed against your name are:
1. Violation of federal banking regulation act 1983 (C)
2. Collateral check fraud
3. Theft by deception (ACC ACT 21A)
What will happen if YOU don’t pay?
• Unfortunately this will be considered as a flat refusal.
• Charges will be pressed against you at 12 o clock.
• They have the authorities set out for you and process and press charges against you.
If you do not respond us within time period than we will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the lawsuit
will be the next step which will be amounting up to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges.
If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paperwork to your local county sheriff department and you will be served by court summons at your door step.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.
Note: To make the payment you would have to contact our email address
I don’t know who this is but I don’t have anything to do with cash advance. I have never been contacted by anyone. Someone needs to give me a number to call ASAP.
We are talking about the loan that you took with the company ACS – Advance Cash Services (A Parental Pay Day Advance Company), they do have a signed copy of the contract which is signed under your E-mail address, also would like to mention your Computer’s IP address and your SSN was also traced when you were signing the contract with the company.
The company has more than 14 types of technical evidence in order to prove the money was successfully deposited into your bank account which was Checking account.
We really appreciate your response in order to settle this matter. AS you are stated like this, we also provide a Settlement Amount, which we can do for you, be –
1. We can provide you the Settlement Amount of $850.00 that has to be paid till upcoming Friday (as paid in full with zero balance) or,
2.If you are looking for a payment on the settlement amount, the Settlement Amount would be $850.00 and we can split it into two equal payments each of $425.00 that has to be paid bi-weekly or,
3. If you are not able to work with the given settlement amount then the best we can do for you is we can split the Total Outstanding balance(including interest) which is $1285.00 into five equal payments each of $257.00. Kindly confirm us the five dates on which you can make your payment of $257.00 each and you have to make these payments Bi-weekly starting from this week.
4. If you can’t afford any of those payment arrangements then, please let us know how much the maximum you can afford from your income we will give you the best payment plan to you.
Kindly let us know on the option that is affordable for you so that we can update our accounts department in order to put your account on hold.
Note: Once the payment will go through we will close this case file of yours and we will provide you a Payment Receipt stating that this account has been paid in full with ZERO balance and you are no more debtor for the company.
If you have, any doubts you can reach us directly at +1(432) 698 0369 . If there is no response for the call make sure you leave a voice message without fail.
Do Revert ASAP
Thanks & Regards
Debt Settlement Division Inc.
I have NEVER received a loan or have heard of this place I have contacted the courts and my lawyer from here on out you must contact my attorney. Thanks
***** ******** attorney